Home Care In Chicago, IL

On Friday, January 30, 2026, Metropolitan Capital Bank & Trust was closed by the Illinois Department of Financial and Professional Regulation. The Federal Deposit Insurance Corporation (FDIC) was named Receiver. No advance notice is given to the public when a financial institution is closed. First Independence Bank, Detroit, MI assumed substantially all the deposit accounts and substantially all the assets. All shares of stock were owned by the holding company, which was not involved in this transaction.

January 30, 2026 Official Press Release

If You Had a Deposit Account

The full balance of all deposit accounts, excluding certain brokered deposits, has been transferred to First Independence Bank.

You may continue to use your checks and ATM/Debit card. Direct deposits like paychecks and social security benefits will continue as usual. Please refer to the Banking Services section below for more details.

EDIE — Electronic Deposit Insurance EstimatorCalculate insurance coverage of deposit accounts

Facts for DepositorsGeneral information explaining the role of FDIC

You should continue to make payments, including escrow payments, as usual; the terms of your loan will not change.

If your loan is currently in process or you had a line of credit, contact your loan officer.

If you are making escrow payments and receive notification that any portion of your taxes or insurance was not paid, contact your loan officer.

If you received notice that the FDIC retained your loan, and you have questions, please visit the FDIC Information and Support Center.

If You Are Owed Money for a Service or Product Provided

You may be eligible to file a claim against Metropolitan Capital Bank & Trust.

If you have not been paid for services rendered on or before January 30, 2026, please refer to the Filing Claims section below.

Facts for CreditorsGeneral information explaining the role of FDIC

If you are concerned about becoming a victim of fraud, be advised that you will not receive any communication from the FDIC requesting any private information. Be watchful for and resistant to any scams to obtain information from you by individuals or entities stating they are acting on behalf of Metropolitan Capital Bank & Trust, First Independence Bank, or the FDIC. The FDIC, however, will encourage you to correspond with us via the Failed Bank Customer Service Center (FBCSC), a secure web portal.

All deposit accounts, excluding Cede & Co. deposits, have been transferred to First Independence Bank, Detroit, MI ("assuming institution") and will be available immediately. The former Metropolitan Capital Bank & Trust location(s) will reopen as branch(es) of First Independence Bank during regular business hours.

All transferred deposits will be separately insured from any accounts you may already have at First Independence Bank for at least six months after the failure of Metropolitan Capital Bank & Trust. Checks that were drawn on Metropolitan Capital Bank & Trust that did not clear before the institution closed will be honored as long as there are sufficient funds in the account.

First Independence Bank will review deposit rates. You will be notified of any changes. You may withdraw your funds from any transferred account without an early withdrawal penalty until you enter into a new deposit agreement with First Independence Bank as long as the deposit(s) are not pledged as collateral for loan(s).

First Independence Bank7310 Woodward AveDetroit, MI 48202

All deposit accounts, excluding certain brokered deposits, have been transferred to First Independence Bank. If you are a customer who has a Metropolitan Capital Bank & Trust deposit through a broker, you must contact your broker with any questions.

These services will continue as usual. Your routing number and account number will remain the same until you are notified in writing by First Independence Bank.

Your ATM/Debit card will continue to work as usual.

Your checks will be processed as usual. All outstanding checks will be paid against your available balance(s). First Independence Bank will contact you soon regarding any changes in the terms of your account. If you have a problem with a merchant refusing to accept your check, please contact your branch office.

All direct deposits, for example, social security, payroll, veterans' benefits, disability, unemployment or any payment you receive electronically will continue as usual.

These lines have been transferred to First Independence Bank. Please contact First Independence Bank if you have additional questions regarding your accounts.

You will have access to your safe deposit boxes during normal business hours. Any changes will be communicated by First Independence Bank.

First Independence Bank will be responsible for mailing your 1099 tax information. Your 1098 reporting will be done by the FDIC or the servicer of your loan. You will be notified of any changes in ownership or servicing of your loan.

If you or your company provided a service or product, leased space, furniture, or equipment to Metropolitan Capital Bank & Trust on or before January 30, 2026, and have not been paid, you may have a claim against Metropolitan Capital Bank & Trust.

All creditors having claims against Metropolitan Capital Bank & Trust must submit their Proof of Claim form, along with the supporting documentation, to the Receiver through one of the following methods: online, by email, or by mail. You can complete the Proof of Claim form and provide supporting documentation electronically through the Failed Bank Customer Service Center (FBCSC). To file a claim via email or mail, please go to Deposit Claims & Asset Sales to obtain a Proof of Claim form. Please complete the Proof of Claim form along with supporting documentation and submit via email, or by mail.

FDIC as Receiver for Metropolitan Capital Bank & TrustAttention: Non-Deposit Claims600 North Pearl StreetSuite 700Dallas, TX 75201

NOTE TO CLASS CLAIMANTS: By law, the Receiver will not accept a claim filed on behalf of a proposed class of individuals or entities or a class of individuals or entities certified by a court. EACH individual or entity must file a separate claim with the Receiver.

In accordance with Federal law, allowed claims will be paid, after administrative expenses, in the following order of priority:

All shares of Metropolitan Capital Bank & Trust are owned by its holding company, Metropolitan Capital Bancorp, Inc., Chicago, IL. The holding company was not included in the closing of the bank or resulting receivership.

If you are a shareholder, please do not contact or file a claim with the Receiver. You must contact the holding company directly:

Contact Information

Contact the FDIC Call Center at 1-866-314-1744.

Central Time

Periods of intense lake effect snow will impact parts of northeast Illinois and northwest Indiana from Friday evening through Saturday, creating dangerous travel conditions and rapidly changing visibility.

According to the National Weather Service Chicago, lake effect snow bands will continue to develop near Lake Michigan, producing snowfall rates of 1 to 2 inches per hour, with locally higher amounts possible in northwest Indiana. Areas near and north of U.S. 30, including portions of I-90, I-94, I-80, and I-65, face the highest risk for hazardous conditions.

Snow is expected to intensify Friday evening through midnight, initially affecting parts of northeast Illinois before shifting east into northwest Indiana late tonight into early Saturday, where peak intensity is forecast. Additional snow bands may redevelop closer to the lakeshore Saturday morning before gradually weakening Saturday afternoon.

Total accumulations may exceed 2 inches, with localized higher totals where persistent snow bands set up. Forecasters warn that snowfall amounts may vary dramatically over short distances, leading to sudden whiteout conditions, especially during heavier bursts. Gusty north winds of 25 to 30 mph along the lakeshore will further reduce visibility and cause blowing snow.

Temperatures will remain bitterly cold, with daytime highs Saturday only in the lower to mid-20s, allowing snow to accumulate quickly on untreated roadways. Travel may become dangerous with little warning, particularly during overnight and early morning hours.

Motorists are urged to avoid unnecessary travel, monitor road conditions closely, and allow extra time if travel is unavoidable. Drivers are reminded not to crowd snowplows and to be prepared for rapidly changing conditions.

Light snow chances continue into early next week, but lake effect impacts will remain the primary concern through Saturday. Residents should continue monitoring updates from the National Weather Service Chicago as band placement and intensity remain subject to change.

CHICAGO (WLS) -- Midterm election year is here and ABC7 Chicago wants to make sure you have all the resources you need before Election Day.

The Illinois midterm election will be held on Tuesday, March 17, 2026. Polls will be open from 6 a.m. to 7 p.m. on Tuesday.

Early voting for the primary election is open until March 16.

Locations for early voting in Illinois can be found at elections.il.gov.

The general election is Nov. 3, 2026.

More resources and important dates for voters in Illinois, Indiana and Wisconsin can be found below.

Illinois State Board of Elections - Election information, voting FAQ and other resources.

Candidate lookup - Find out who is running for office in Illinois.

Voter Registration information - See registration rules and find out how to register.

Registration Lookup - Find out if you are registered to vote in Illinois.

Polling place locator - Locate your polling place.

Illinois election dates and deadlines - Important dates for local, state and federal elections.

Indiana's primary election is taking place on May 5, 2026. The deadline to register to vote is April 6, 2026.

Indiana Voter Portal - The Indiana Voter Portal has information about voter registration, polling locations, voting options and more.

Indiana election dates and deadlines - Important dates for local, state and federal elections.

Indiana Secretary of State - Further information about candidates, campaigns and the election.

The Wisconsin presidential primary election is April 7, 2026.

My Vote Wisconsin - Information about polling places, candidates and voter registration.

Wisconsin election dates and deadlines - Important dates for local, state and federal elections.

Wisconsin Elections Commission - Further election information.

U.S. Senate

Contact your U.S. Senator

At no other point in the Chicago Bears’ 106-year history has the team’s future home location been in greater question than it is today. Amid long-standing disagreements between Illinois leaders and Bears’ leadership over property tax rates, current levels of team debt, public infrastructure funding, and more, the two sides appear to be relatively divided and distant in their ongoing negotiations. Given these gaps, Illinois’ eastern neighbor has entered the conversation by establishing a public-facing plan meant to entice a move by the Bears.

Just yesterday, the Indiana Senate made a tangible commitment to the NFL franchise: advancing legislation that would establish a clear path to a new Chicago Bears stadium. This plan to attract the Bears has already seen support from a plethora of Indiana stakeholders, with legislators, mayors, and the governor all actively contributing to the public campaign. Normally considered the nation’s premier basketball state, Indiana’s recent actions signal that it desires to be taken seriously on the gridiron—both at the collegiate and professional levels.

Hoosiers Court Da Bears

Stemming from Bears President and CEO Kevin Warren’s December 17 announcement that the team was exploring sites outside Illinois borders, Indiana leaders have taken every opportunity to publicly support a potential union between one of the NFL’s flagship franchises and the Hoosier State. Whether from the Governor’s Mansion, the state legislature, or the town of Gary, all parties involved seemingly appear to be rowing in the same direction. This synergy between Indiana leaders has become apparent over the last few weeks, with major initiatives occurring across levels of government.

In Indianapolis, substantial progress has been made on a potential legislative deal to nudge the Bears across the border to northwest Indiana. Originally introduced back in December by Senator Ryan Mishler—and later amended on January 15 to its current form—S.B. 27 passed the Indiana Senate with an overwhelming 46-2 vote yesterday. This bill, which would create the Northwest Indiana Stadium Authority, establishes avenues for professional sports teams— namely the Chicago Bears—to call Indiana home.

Story continues below.

According to the bill’s fiscal analysis, the Bears would be required to enter into at least a 35-year lease with the state of Indiana should they choose to move. After a term which may not “exceed[] 40 years,” the Bears would be able to purchase the stadium for “$1 if certain conditions are met.” Additionally, the bill would allow the newly-created stadium authority to issue 40-year bonds financing: (i) the purchase of land; and (ii) the construction of a new stadium.

A Bears spokesperson called the legislation a “significant milestone” in these ongoing discussions centered on a “potential stadium development in Chicagoland’s Northwest Indiana region.”

On January 15, the city of Gary published renderings for potential stadium sites at three distinct locations—Gary West End, Buffington Harbor, and Miller Beach—throughout the northeast Indiana suburb. At a link titled “bearstadiumdistrict.com,” the city unveiled plans for a comprehensive, mixed-use stadium district meant to serve as a hub for Bears fans in the region. As part of the release, the city touted both the corporate tax rate (9.50% in Cook County, IL, vs. 4.90% in Lake County, IN) and sales tax rate (10.25% vs. 7.00%) advantages that would accompany the Bears in a move.

In a January 17 interview, Gary Mayor Eddie Melton discussed the plan, labeling his city an attractive option for the Bears given “the proximity…the infrastructure that already exists, and…some of the amenities that some of the other sites do not have.”

In his annual State of the State address, Governor Mike Braun backed the efforts of Indiana legislators and the City of Gary in seeking to attract the Bears. Braun touted the state’s “strong business environment,” and additionally called it “not surprising” that the Bears “noticed that Indiana is open for business.” Braun subsequently emphasized that he was “working hard to bring the Chicago Bears to the Hoosier State.” Upon yesterday’s Senate passage of S.B. 27, Braun commented that the creation of a Northwest Indiana stadium authority is “the next critical step” in the state’s pursuit of the Bears.

Illinois Leaders Respond

I

In response to recent policy actions coming out of both Gary and Indianapolis, Illinois public officials have been forced to rejoin Bears’ brass at the negotiating table. The looming threat of losing the franchise from Cook County—and potentially the state of Illinois altogether—has caused Governor J.B. Pritzker, Chicago Mayor Brandon Johnson, and Arlington Heights Mayor Jim Tinaglia (among others) to clarify their positions on key questions surrounding a new stadium development.

Currently valued at $8.2 billion, the Bears’ organization maintains a significant amount of bargaining power regarding questions of property tax payments, public infrastructure spending, and debt owed on Soldier Field.

Recently, Governor J.B. Pritzker said that “the financial responsibility” for nearly $365 million of debt on Soldier Field “does not fall on the Bears.” This statement comes as just five months ago, Pritzker publicly argued that Illinois taxpayers “should not be left on the hook for the debt that came from building Soldier Field.” Pritzker subsequently emphasized that he “want[s] to help” with public infrastructure investments,” before stating that “we’re not going to build a stadium for the Chicago Bears.”

Meanwhile, Mayor Brandon Johnson seems to be the lone public figure holding out hope that the Bears may stay in Chicago. On WBEZ Radio earlier this month, Mayor Johnson commented that he “still believe[s] that the lakefront is the best place” for the franchise. Johnson added, “anywhere outside of that, they’re no longer the Chicago Bears.”

In an interview last Thursday with Chicago’s 670 The Score, Arlington Heights Mayor Jim Tinaglia echoed concerns regarding a possible move by the Bears to Indiana. Mayor Tinaglia explained that Illinois leaders are currently taking the threat of a relocation “very seriously,” and instead highlighted the benefits of a potential stadium in Arlington Heights.

Given that the Bears’ current home of Soldier Field is publicly-owned and generates no property tax revenue, Tinaglia argued that a private Arlington Heights development would serve to benefit all parties involved—especially Cook County. As the Bears weigh options for the location of their future home, Mayor Tinaglia remarked that the team is “just looking for some certainty on what the yearly tax bill will be.”

Mayor Tinaglia’s sentiment reflects a tone he struck in a letter sent January 16 to Illinois legislators, citing property taxes as a key factor in the Bears’ decision to consider stadium sites outside the state. According to Tinaglia’s projections, the Bears would be slated to pay $100-200 million in annual property taxes should they choose to privately finance a stadium in Illinois. Meanwhile, the next highest tax bill in the NFL sits around $8 million for Los Angeles Rams owner Stan Kroenke. The existence of this massive discrepancy has led Tinaglia (among others) to champion the “Mega Projects Bill,” legislation (H.B. 4058, H.B. 2789, S.B. 1514) that would lower the property tax burden on large-scale developments in Illinois. Mayor Tinaglia, his fellow Arlington Heights leaders, and several Illinois state lawmakers recently held a press conference titled, “Keep the Bears in Illinois,” where they emphasized the “need to pass a Mega Projects Bill immediately in [the current] legislative term.”

What’s Going On?

Although Indiana maintains momentum in this ongoing interstate showdown, the state’s House Speaker, Todd Huston, has exercised restraint in championing a potential deal with the Bears. Huston recently confirmed that there exists an appetite among Indiana lawmakers to enact a stadium authority mechanism, but refrained from publicly supporting House passage short of a Bears’ commitment to Indiana. “If we are going to move this legislation,” Huston added, “it will be with a commitment that when we pass it, a deal is done.”

With Indiana’s legislature currently scheduled to adjourn on February 27, state legislators must act swiftly to ensure a bill reaches Governor Braun’s desk before they are sent home for the year. Given Speaker Huston’s recent comments, it is uncertain whether S.B. 27 will be a priority for the Indiana House next month—unless the Bears’ front office were to promptly approve the project. In Springfield, however, Illinois legislators will likely have until May 31 to work on a Mega Projects Bill.

The Bears’ front office has said the Mega Projects Bill “creates a fair, predictable framework for property taxes,” with Kevin Warren adding that the team is “not able to proceed forward” in Illinois without the legislation’s passage.

Chicago, IL — At Experiential Capital Group (ECG), we recently completed a comprehensive analysis of 219 TripAdvisor reviews for The Neighborhood Hotel, Little Italy to better understand what is driving guest decision-making, satisfaction, and repeatability at the property.

The review set represents 100% of all TripAdvisor feedback published between October 2023 and January 2026. This was a full-dataset review, not a sample.

What we saw in the data was a clear picture of how institutional proximity, neighborhood integration, and thoughtful in room execution combines to create a hospitality concept with durable (and scalable) demand.

The Neighborhood Hotel – Little Italy maintains a 4.9 out of 5 rating on TripAdvisor, with 94% of reviews rated five stars. Lower-rated feedback is rare and typically tied to isolated, non-recurring issues rather than systemic experience gaps.

Importantly, guest expectations around space, livability, communication, and location are consistently met—a key indicator of operational repeatability.

Nearly one quarter of all guests (24%) explicitly referenced proximity to UIC, Rush Hospital, or the Illinois Medical District as part of their decision to stay.

These mentions were unprompted and embedded in open-ended guest commentary, underscoring that demand is structurally supported by healthcare, academic, and professional activity, not dependent on discretionary leisure travel.

“Safe area, near UIC and Rush Hospital, with many places to eat right outside the door.”

Location matters, but how guests experience that location matters more.

50.2% of all TripAdvisor reviews explicitly mention the surrounding neighborhood, including Little Italy and Taylor Street. Guests consistently describe walkability, safety, and street-level retail as integral to the stay—not ancillary benefits.

“Little Italy is fantastic—walkable, full of restaurants, and felt like a real neighborhood, not a tourist zone.”

This level of neighborhood engagement is notable in hospitality reviews and signals that the asset benefits from genuine integration with its surroundings rather than isolation from them.

Beyond location, guests repeatedly highlighted small, functional details as signals of quality and care.

In aggregate, roughly one-third of guests cited in-room details as meaningful contributors to their experience—reinforcing that perceived quality is driven by execution and consistency, not excess.

“The room had everything we needed and then some—full kitchen, washer, coffee bar, and even a steamer.”

As guest expectations continue to shift towardlonger stays, livable layouts, and real neighborhood integration, the review patterns suggest that demand will increasingly favor properties embedded in active communities and anchored by institutional activity.

Rather than prioritizing traditional hotel formality, guests are signaling a preference for function, clarity, and thoughtful design—delivered consistently and without friction. These attributes are inherently repeatable, making them well suited for disciplined expansion across similar urban and institutional contexts.

The findings reinforce Experiential Capital Groups broader hospitality thesis:

durable performance is built where institutional demand, neighborhood integration, and operational discipline intersect.

By grounding product decisions in verifiable guest feedback, rather than brand positioning alone, The Neighborhood Hotel's hospitality concepts can scale without diluting experience or relying on cyclical demand.