Guarding Against Scams: A Senior’s Guide to Safety in Denver

It’s a sad reality that scammers often target the most vulnerable members of our community—seniors. 

In Denver, this issue has grown steadily over the years. Whether it’s over the phone, online, or even in person, scammers are constantly coming up with new ways to manipulate and take advantage of seniors. 

Seniors in Denver, often with stable finances and a trusting nature, make ideal targets. 

But with the right knowledge, vigilance, and a few simple steps, we can help protect our loved ones from falling victim to these deceitful schemes.

3 Common Scams Affecting Seniors in Denver

• Phone Scams: Fraudsters pretend to be from trusted organizations like the IRS or a family member, pushing for quick action and personal information. Phrases like “act now or miss out!” should raise red flags.
• Online Scams: Phishing emails and fake investment offers often trick seniors into sharing sensitive information like bank details or passwords.
• Door-to-Door Scams: Scammers show up offering home repairs or medical equipment, pressuring seniors into paying upfront for services that may never happen.

3 Red Flags to Watch Out For

So, how do you spot a scam before it goes too far? Look out for these warning signs:

• Pressure tactics: Scammers often create a sense of urgency, saying things like, “You need to act fast or else you’ll miss out!” This is one of the biggest red flags.
• Unsolicited requests for personal information: No legitimate business or government agency will ask for sensitive info over the phone or email, like your Social Security number or banking details.
• Too good to be true offers: If someone’s offering something that seems too perfect—like a once-in-a-lifetime deal—it probably is. Be extra cautious of promises that sound like they’re from a fairy tale.

4 Steps Seniors Can Take to Protect Their Personal Information

• Use strong passwords: Seniors should use complex, unique passwords for their online accounts and change them regularly. Avoid easy-to-guess ones like “password123” or the name of a pet.
• Be cautious online: Avoid clicking on links in unsolicited emails or text messages, especially from unknown senders. If you’re unsure, always verify the source first.
• Don’t share sensitive information over the phone: Scammers often pose as representatives from trusted companies. If someone calls asking for personal info, hang up and call the company back directly using a trusted number from their website or a recent bill.
• Stay up to date: Make sure your loved ones know about the latest scams. A quick online search for “scams in Denver” can reveal what’s trending, so they’re always in the loop.

What to Do if You Suspect a Scam

If you think a scam is in progress, it’s important to act quickly. Here’s what to do:

• Stop all communication with the suspected scammer. Don’t engage further.
• Alert the authorities: In Denver, you can contact the Denver Police Department Fraud Unit or report the scam to the Federal Trade Commission (FTC). They can help investigate and provide guidance.
• Notify your bank: If you’ve shared any banking or credit card details, contact your bank right away. They can freeze accounts or flag any suspicious transactions.

FAQs

1. How can I recognize if a phone call is a scam?

If the caller pressures you for money or personal information or uses scare tactics, it’s likely a scam. Always hang up and contact the organization directly.

2. What should I do if I’ve shared my bank details with a scammer?

Immediately contact your bank, alert them to possible fraud, and ask them to freeze your accounts. It’s crucial to act quickly to prevent further damage.

3. Where can I report scams in Denver?

You can report scams to the Denver Police Department’s Fraud Unit or the Federal Trade Commission (FTC).

Staying Safe and Empowered in Denver

Seniors in Denver deserve to enjoy their golden years without the threat of scams hanging over their heads. By staying vigilant, being cautious with personal information, and using local resources, we can protect our loved ones and ensure they remain safe from fraud. 

At Always Best Care of Denver, we’re here to support you in every way we can—whether it’s through tips, resources, or simply being there when you need us. Let’s work together to keep seniors safe and help them continue to thrive in Denver’s vibrant community.

Contact Always Best Care of Denver at (303) 952-3060 to learn more and schedule your free consultation. Stay informed, stay alert, and stay safe.