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It's no secret, most of us would like to stay in our own home as we age. Yet, sometimes our loved ones just need a little extra help to remain comfortable at home. That's where Always Best Care can help....we are dedicated to exceeding expectations....always.

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Home Care In Hurricane, UT

Home Care Hurricane, UT

They say that your golden years are the best years of your life. For most older Americans, that's how it should be - a time to relax, reflect, and live life in a familiar place. After all, senior citizens in the U.S. have worked tirelessly to build a better economy, serve their communities, and raise families.

However, as seniors grow older, completing daily tasks like showering and enjoying activities such as visiting Lookout Point Rock Fort and Corral in Hurricane, UT gets harder without someone by their side. Unfortunately, many older Americans aren't able to rely on their adult children for help. The reality in today's world is that family members do not have the skills or time to dedicate to caring for their parents. That's where Always Best Care Senior Services comes in.

Our in-home care services are for people who prefer to stay at home as they grow older but need ongoing care that family or friends cannot provide. More and more older adults prefer to live far away from long-term, institutionalized facilities and closer to the place where they feel most comfortable - their home. Home care in Hurricane, UT is a safe, effective way to give your loved ones the care they need when they need it the most.

 In-Home Care Hurricane, UT

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The Always Best Care Difference

Since 1996, Always Best Care has provided non-medical in-home care for seniors to help them maintain a healthy lifestyle as they get older. We are proud to have helped more than 25,000 seniors maintain higher levels of dignity and respect. We focus on providing seniors with the highest level of in-home care available so that they may live happily and independently.

Unlike some senior care companies, we genuinely want to be included in our clients' lives. We believe that personalized care is always the better option over a "one size fits all" approach. To make sure our senior clients receive the best care possible, we pair them with compassionate caregivers who understand their unique needs. That way, they may provide care accordingly without compromising their wellbeing.

The Always Best Care difference lies in life's little moments - where compassionate care and trustworthy experience come together to help seniors live a fruitful, healthy life. Whether you are an aging adult that can't quite keep up with life's daily tasks or the child of a senior who needs regular in-home services, Always Best Care is here to help.

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“Working for Always Best Care has been a wonderful experience. They genuinely care about their clients and go above and beyond to make sure that the employees and the clients are valued and important. They are so great to focus on compassion, quality care, and teamwork.”

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“I've been a caregiver for ABC clients for just over 6 months. I absolutely love what I do, I love all of the clients, I love the feedback I get from my team! I love my manager shelly!! she is so amazing with communication and so focused on how to help me succeed and grow with this company, and so attentive to our clients! I am so happy to be able to help our clients each day and have such an amazing team!”

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“Lea, Brent and the staff are great. Because I live in a different city, the staff takes care of my father’s needs where he lives. Maria is wonderful with my dad. I’ve not personally met the staff, except Maria, but I’m very grateful for all they do for my dad and me. Appreciate them.”

Sherry F.
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“My experience with Always Best Care was hands down amazing! Their staff is super attentive and kind. I always felt like I was their first priority and that they really cared about me. 10/10 would recommend!!”

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“I cannot express enough how grateful I am for the exceptional care Siale provided for my dad. He was committed to delivering the highest quality of care and truly valued my dad as a patient. Siale, he goes over and beyond to make a positive impact on the lives of his patients.”

Angie L.

What is Non-Medical Senior Care in Hurricane, UT?

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Home is where the heart is. While that saying can sound a tad cliche, it is especially true for many seniors living in America. When given a choice, older adults most often prefer to grow older at home. An AARP study found that three out of four adults over the age of 50 want to stay in their homes and communities as they age.

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When you begin to think about why, it makes sense. Home offers a sense of security, comfort, and familiarity.

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The truth is, as we age, we begin to rely on others for help. When a family is too busy or lives too far away to fulfill this role, in-home senior care is often the best solution. Home care services allow seniors to enjoy personal independence while also receiving trustworthy assistance from a trained caregiver.

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At Always Best Care, we offer a comprehensive range of home care services to help seniors stay healthy while they get the help they need to remain independent. As your senior loved one gets older, giving them the gift of senior care is one of the best ways to show your love, even if you live far away.

 Senior Care Hurricane, UT

Types of Elderly Care in Hurricane, UT

To give our senior clients the best care possible, we offer a full spectrum of in-home care services:

Personal Care

Personal Care Services

If your senior loved one has specific care needs, our personal care services are a great choice to consider. Personal care includes the standard caregiving duties associated with companion care and includes help with tasks such as dressing and grooming. Personal care can also help individuals with chronic conditions like diabetes.

Common personal care services include assistance with:

  • Eating
  • Mobility Issues
  • Incontinence
  • Bathing
  • Dressing
  • Grooming

Respite Care Hurricane, UT
Home Helper

Home Helper Services

Sometimes, seniors need helpful reminders to maintain a high quality of life at home. If you or your senior has trouble with everyday tasks like cooking, our home helper services will be very beneficial.

Common home helper care services include assistance with:

  • Medication Reminders
  • Meal Preparation
  • Pet Care
  • Prescription Refills
  • Morning Wake-Up
  • Walking
  • Reading
 Caregivers Hurricane, UT
Companionship Services

Companionship Services

Using this kind of care is a fantastic way to make life easier for you or your senior loved one. At Always Best Care, our talented caregivers often fill the role of a companion for seniors. That way, older adults can enjoy their favorite local activities, such as visiting Pioneer Park in Hurricane, UT with friends while also receiving the care they need daily or weekly.

Common companionship services include:

  • Grocery Shopping
  • Transportation to Appointments
  • Nutritional Assistance
  • Conversation
  • Planning Outings
  • Completing Errands
  • Transportation to Community
  • Events and Social Outings
Home Care Hurricane, UT
Respite Care

Respite Care Services

According to AARP, more than 53 million adults living in the U.S. provide care to someone over 50 years old. Unfortunately, these caregivers experience stress, exhaustion, and even depression. Our respite care services help family caregivers address urgent obligations, spend time with their children, and enjoy nearby activities. Perhaps more importantly, respite care gives family members time to recharge and regroup. Taking personal time to de-stress reduces the risk of caregiver burnout. So, if you've always wanted to eat at the local Pig's Ear American Bistro or visit Harrisburg Historic Monument, don't feel bad. Doing so is great for both you and your loved one.

At the end of the day, our goal is to become a valuable part of your senior's daily routine. That way, we may help give them the highest quality of life possible. We know that staying at home is important for your loved one, and we are here to help make sure that is possible.

If you have been on the fence about non-medical home care, there has never been a better time than now to give your senior the care, assistance, and companionship they deserve.

 In-Home Care Hurricane, UT

Benefits of Home Care in Hurricane, UT

Always Best Care in-home services are for older adults who prefer to stay at home but need ongoing care that friends and family cannot provide. In-home care is a safe, effective way for seniors to age gracefully in a familiar place and live independent, non-institutionalized lives. The benefits of non-medical home care are numerous. Here are just a few reasons to consider senior care services from Always Best Care:

Always Best Care offers a full array of care options for patients at all levels of health. With our trusted elderly care services, your loved one will receive the level of care necessary for them to enjoy the highest possible quality of life.

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Aging in Place: The Preferred Choice for Most Seniors

While it's true that some seniors have complicated medical needs that prevent them from staying at home, aging in place is often the best arrangement for seniors and their families. With a trusted caregiver, seniors have the opportunity to live with a sense of dignity and do so as they see fit - something that is unavailable to many older people today.

In-home care makes it possible for millions of seniors to age in place every year. Rather than moving to a strange nursing home, seniors have the chance to stay at home where they feel the happiest and most comfortable.

Here are just a few of the reasons why older men and women prefer to age at home:

How much does a senior's home truly mean to them?

A study published by the American Society on Aging found that more than half of seniors say their home's emotional value means more than how much their home is worth in monetary value. It stands to reason, then, that a senior's home is where they want to grow old.

With the help of elderly care in Hurricane, UT, seniors don't have to age in a sterilized care facility. Instead, they can age gracefully in the place they want to be most: their home. In contrast, seniors who move to a long-term care facility must adapt to new environments, new people, and new systems that the facility implements. At this stage in life, this kind of drastic change can be more harmful than helpful.

Institutional care facilities like nursing homes often put large groups of people together to live in one location. On any given day, dozens of staff members and caregivers run in and out of these facilities. Being around so many new people in a relatively small living environment can be dangerous for a seniors' health and wellbeing. When you consider that thousands of seniors passed away in nursing homes during the COVID-19 pandemic, opting for in-home care is often a safer, healthier choice for seniors.

Aging in place has been shown to improve seniors' quality of life, which helps boost physical health and also helps insulate them from viral and bacterial risks found in elderly living facilities.

For many seniors, the ability to live independently with assistance from a caregiver is a priceless option. With in-home care, seniors experience a higher level of independence and freedom - much more so than in other settings like a nursing home. When a senior has the chance to age in place, they get to live life on their own terms, inside the house that they helped make into a home. More independence means more control over their personal lives, too, which leads to increased levels of fulfillment, happiness, and personal gratification. Over time, these positive feelings can manifest into a healthier, longer life.

More independence, a healthier life, and increased comfort are only a few benefits of aging in place. You have to take into consideration the role of cost and convenience. Simply put, it's usually easier and more affordable to help seniors age in place than it is to move them into an institutional care facility. According to the US Department of Housing and Urban Development, seniors who age in the comfort of their homes can save thousands of dollars per month.

In-home care services from Always Best Care, for instance, are often less expensive than long-term solutions, which can cost upwards of six figures per year. To make matters worse, many residential care facilities are reluctant to accept long-term care insurance and other types of payment assistance.

With Always Best Care's home care services, seniors and their families have a greater level of control over their care plans. In-home care gives seniors the chance to form a bond with a trusted caregiver and also receive unmatched care that is catered to their needs. In long-term care facilities, seniors and their loved ones have much less control over their care plan and have less of a say in who provides their care.

 Elderly Care Hurricane, UT

Affordable Care

In-home care is a valuable resource that empowers seniors to age in place on their own terms. However, a big concern for many families and their loved ones is how much in-home care costs. If you're worried that in-home care is too expensive, you may be pleasantly surprised to learn that it is one of the most affordable senior care arrangements available.

Typically, hiring an Always Best Care in-home caregiver for a few hours a week is more affordable than sending your loved one to a long-term care facility. This is true even for seniors with more complex care needs.

At Always Best Care, we will work closely with you and your family to develop a Care Plan that not only meets your care needs, but your budget requirements, too. Once we discover the level of care that you or your senior need, we develop an in-home care plan that you can afford.

In addition to our flexible care options, families should also consider the following resources to help offset potential home care costs:

If your loved one qualifies, Medicaid may help reduce in-home care costs. Review your UT's Medicaid program laws and benefits, and make sure your senior's financial and medical needs meet Medicaid eligibility requirements.
Attendance and aid benefits through military service can cover a portion of the costs associated with in-home care for veterans and their spouses.
Many senior care services like in-home care are included in long-term care insurance options. Research different long-term care solutions to find a plan that provides coverage for senior care.
Home care can be included as part of a senior's private insurance plan. Read over your loved one's insurance policy carefully or speak with their insurance provider to determine if in-home care is covered.
Depending on the life insurance plan, you may be able to apply your policy toward long-term care. You may be able to use long-term-care coverage to help pay for in-home elderly care.
 Senior Care Hurricane, UT

Compassionate Care. Trusted Caregivers.

When you or your senior loved one needs assistance managing daily tasks at home, finding a qualified caregiver can be challenging. It takes a special kind of person to provide reliable care for your senior loved one. However, a caregiver's role involves more than meal preparation and medication reminders. Many seniors rely on their caregivers for companionship, too.

Our companion care services give seniors the chance to socialize in a safe environment and engage in activities at home. These important efforts boost morale and provide much-needed relief from repetitive daily routines. A one-on-one, engaging conversation can sharpen seniors' minds and give them something in which to be excited.

At Always Best Care, we only hire care providers that we would trust to care for our own loved ones. Our senior caregivers in Hurricane, UT understand how important it is to listen and communicate with their seniors. A seemingly small interaction, like a short hug goodbye, can make a major difference in a senior's day. Instead of battling against feelings of isolation, seniors begin to look forward to seeing their caregiver each week.

Understanding the nuances of senior care is just one of the reasons why our care providers are so great at their job.

Unlike some senior care companies, our caregivers must undergo extensive training before they work for Always Best Care. In addition, our caregivers receive ongoing training throughout the year. This training ensures that their standard of care matches up to the high standards we've come to expect. During this training, they will brush up on their communication skills, safety awareness, and symptom spotting. That way, your loved one receives the highest level of non-medical home care from day one.

Assisted Living Referral Services

While it's true that many seniors prefer to age at home, sometimes in-home care isn't the best fit. For those seniors and their families, choosing an assisted living facility makes more sense. Unfortunately, finding the optimal care facility is easier said than done in today's day and age. That's when Always Best Care's assisted living referral services begin to make a lot of sense.

Assisted living is a form of housing intended for seniors who require varying degrees of medical and personal attention. Accommodations may include single rooms, apartments, or shared living arrangements. Assisted living communities are typically designed to resemble a home-like environment and are physically constructed to encourage the independence of residents.


Respite Care Hurricane, UT

At assisted living communities, seniors receive help with daily activities such as bathing, dressing, and eating. They may also benefit from coordination of services with outside healthcare providers, and monitoring of resident activities to ensure their health, safety, and well-being. Caregivers who work at assisted living communities can also provide medication administration and personal care services for older adults.

Other services offered within assisted living communities can include some or all of the following:

  • Housekeeping
  • Laundry
  • Recreational Activities
  • Social Outings
  • Emergency Medical Response
  • Medication Monitoring
  • Family Visitation
  • Personal Care
 Caregivers Hurricane, UT

At Always Best Care, our representatives can match your senior's emotional, physical, and financial needs with viable assisted living communities nearby. Results are based on comparative data, so you can select the best choice for you or your loved one.

Always Best Care works closely with local senior living communities to gain valuable knowledge that we then use to help seniors and their loved ones make informed decisions. This information can include basic care and rent, resident availability, and services provided. Because Always Best Care is compensated by these communities, we provide senior living referral services at no extra cost to you.

Some of the most popular assisted living communities to consider in our area include the following:

  • Beehive Homes of Hurricane
  • The Haven at Sky Mountain Independent and Assisted Living Community
  • Heritage Home Assisted Living
  • The Haven Villas
  • Hurricane Health and Rehabilitation
  • Washington County Senior Citizens
Home Care Hurricane, UT

For many seniors, moving into a senior living community revolves around how and when they want to make a transition to more involved care. Some seniors are more proactive about transitioning to independent living. Others choose to remain home until their care needs or other requirements are satisfied. Remember - our staff is here to help. Contact our office today to learn more about assisted living communities and how we can find a facility that exceeds your expectations.

 In-Home Care Hurricane, UT

Taking the First Step with Always Best Care

The first step in getting quality in-home care starts with a personal consultation with an experienced Always Best Care Care Coordinator. This initial consultation is crucial for our team to learn more about you or your elderly loved one to discover the level of care required. Topics of this consultation typically include:

A discussion of your needs and how our trained caregivers can offer assistance in the most effective way

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A draft of your care plan, which includes highly detailed notes and a framework for the care that you or your senior will receive

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Discuss payment options and help coordinate billing with your insurance provider

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Our caregivers are trained to spot changes that clients exhibit, like mental and physical decline. As your trusted senior care company, we will constantly assess and update your Care Plan to meet any new emotional, intellectual, physical, and emotional needs.

If you have never considered in-home care before, we understand that you and your family may have concerns about your Care Plan and its Care Coordinator. To help give you peace of mind, know that every team member and caregiver must undergo comprehensive training before being assigned to a Care Plan.

At the end of the day, we only hire the best of the best at Always Best Care. Whether you need home care in Hurricane, UT 24-hours a day or only need a respite for a couple of hours, we are here to serve you.

When you're ready, we encourage you to contact your local Always Best Care representative to set up a Care Consultation. Our Care Coordinators would be happy to meet with you in person to get to know you better, discuss your needs, and help put together a personalized Care Plan specific to your needs.

 Elderly Care Hurricane, UT

Latest News in Hurricane, UT

Hurricane City says flood caused by out-of-town debris, plans for future prevention

Hurricane City said they were prepared for flash flooding, but there was too much water coming from out of town. (Photo: Samantha Hoffman, KUTV Reporter)HURRICANE, Utah (KUTV) — Hurricane City said they were prepared for flash flooding, but there was too much water coming from out of town.Crews are on scene at the Pecan Townhomes this week to wash roads, remove damaged walls and furniture, and clear storm drains.Hurricane City Manager Caden DeMille said it was an accumulation of water and debris from the east, outs...

Hurricane City said they were prepared for flash flooding, but there was too much water coming from out of town. (Photo: Samantha Hoffman, KUTV Reporter)

HURRICANE, Utah (KUTV) — Hurricane City said they were prepared for flash flooding, but there was too much water coming from out of town.

Crews are on scene at the Pecan Townhomes this week to wash roads, remove damaged walls and furniture, and clear storm drains.

Hurricane City Manager Caden DeMille said it was an accumulation of water and debris from the east, outside city limits, that came pouring through the Gould Wash into town.

MORE: Video shows massive flooding, submerged vehicles in Hurricane neighborhood

“We've seen large trees and stumps that apparently have come from the east side of the city, up above,” DeMille said.

DeMille said there were no failures within Hurricane, and the wash was prepped for impact.

“We spend time in the wash during the winter months, cleaning it out, sending equipment up and down the wash, clearing out some of the debris, chopping it up so that it's smaller so that it's able to pass through the culverts and through the bridges that we have running throughout town,” DeMille said.

But knowing that water still reached this neighborhood, the city and local partner NRCS are working toward further prevention. They’ve applied to a federal program that would add a dry detention basin — the Gould Wash Flood Protection Project at the Warner Draw Watershed — on the east bench of Hurricane City, helping limit the water that flows from Colorado City and Apple Valley through Gould Wash.

“That dam would be put in place to help detain that water to the point where it would discharge it at a reasonable rate in something

that would be able to be sustainable by our wash,” DeMille said. "Part of the project would also be shoring up and protecting the wash here through Hurricane proper."

A USDA statement added that "the Project would reduce flooding in Hurricane City, protecting people, structures, transportation infrastructure, public utilities, and property from floodwater damage."

Hurricane City and NRCS are waiting on approval of their design in the next few weeks. Then, they’ll look toward securing $67 million of funding.

Brenna Stucki, a 5-month Pecan Townhome homeowner, hopes the city is ready to push the project forward.

“I feel like there's always got to be a sense of urgency. The weather is not going to wait. I'm trying to take the mindset of giving people grace because this isn't anyone's fault. Things happen, and it's how we handle it after,” Stucki said.

DeMille said the city has already added a detention basin with NRCS that alleviates runoff from Frog Hollow Wash, which could act as an example to the new project.

"That also was affected by this storm, and we saw a discharge of water taking place there, but it was at a reasonable amount, something that we had planned on, and that dam functioned as we expected," DeMille said. "The city continues to make efforts in ensuring that the waters are going where they're supposed to be, especially with our drainage facilities that we currently have in place."

To donate to victims of the flash flooding, a GoFundMe is available here.

Hurricane community comes together after flooding leaves homes covered in mud

HURRICANE, Utah — After severe flooding in Hurricane on Friday brought mud onto roads and into people’s homes, neighbors are helping each other clean up the mess.Since heavy rains caused the Gould Wash to overflow, 10-year-old Elian Mejia has been helping his parents clean up their home.“We had to throw away almost everything that was downstairs," he said. “We had to be helping even at night."Day and night, folks have been forced to clean up their homes.“This is the contents...

HURRICANE, Utah — After severe flooding in Hurricane on Friday brought mud onto roads and into people’s homes, neighbors are helping each other clean up the mess.

Since heavy rains caused the Gould Wash to overflow, 10-year-old Elian Mejia has been helping his parents clean up their home.

“We had to throw away almost everything that was downstairs," he said. “We had to be helping even at night."

Day and night, folks have been forced to clean up their homes.

“This is the contents of our garage, so we're going through it step by step," Kenson Pribyl said. "We had to shovel out and clean out the garage, and now we're cleaning up the stuff and putting it back, for the time being.”

But despite the flooding, Pribyl says he feels lucky.

“Hey, it’s just stuff,” he said.

Especially since his six kids play at the Gould Wash behind his home all the time.

“My whole family’s safe. This doesn’t matter — this can all be replaced," Pribyl said. "My children can’t."

As he continues to clean and count his blessings, his neighbors are giving a helping hand from those who weren’t even affected by the flooding.

“It’s just the right thing to do. I think you should help out your neighbors," Scott Glenn said. "I think it’s just being a good citizen, trying to help where you can... I think if I was in this situation, I would sure appreciate somebody helping me out too.”

And the help doesn’t stop there. Mountain Mike’s Pizza in Hurricane is giving free pizza to people affected by the flooding and those helping them.

“We can’t survive without the community. We won’t be here, we wouldn’t be in business without them, so we need to step up for them," owner Nic Lauritzen said.

Some volunteers living in Hurricane are going to continue to help this neighborhood in the coming days, bringing trailers to help throw away ruined items.

Plan to prevent Hurricane City flooding was in the works, but too late for many

HURRICANE, Utah — A plan to prevent the flooding that devastated neighborhoods near Gould Wash in Hurricane was already in the works — but it came too late for homeowners hit last Friday.The flooding was not a surprise to engineers.A final environmental impact statement, signed off on in March by Hurricane City, Washington County, and the U.S. Natural Resources Conservation Service, includes maps showing potential damage in places impacted by the flash flood that swept into town.The maps show current flood ri...

HURRICANE, Utah — A plan to prevent the flooding that devastated neighborhoods near Gould Wash in Hurricane was already in the works — but it came too late for homeowners hit last Friday.

The flooding was not a surprise to engineers.

A final environmental impact statement, signed off on in March by Hurricane City, Washington County, and the U.S. Natural Resources Conservation Service, includes maps showing potential damage in places impacted by the flash flood that swept into town.

The maps show current flood risk in color-coded zones: areas in blue face slight flooding, areas in yellow could see 1 to 3 feet of water, and areas in red could see 3 or more feet of water in a 100-year flood event.

A second map in the same document shows what flood risk would look like after proposed improvements — Gould Wash expanded and reinforced as a channel capable of handling up to 3,000 cubic feet of water per second, or CFS. That is comparable to the flow of the Colorado River in the Moab area in early summer.

Hurricane community comes together after flooding leaves homes covered in mud:

On August 14, the Virgin River near its confluence with Gould Wash hit 4,000 CFS, much of it coming from the wash itself — making the 3,000 CFS design capacity far from an overestimate.

An aerial photo from 1936 shows Gould Wash running through farm fields in the same area. Today, homes, schools, and churches occupy that land — and all of them are vulnerable to flooding.

The proposed Gould Wash project would cost approximately $63 million in total. The federal government would cover $58 million of that cost. If the project moves forward, flood insurance costs for homeowners in the area — which can be expensive in likely flood zones — could become far less of a concern.

Lack of flood insurance leaves some Hurricane homeowners with thousands in repairs

With confusion on whether they’d be at risk, many Hurricane homeowners did not have flood insurance, now battling checks for thousands of dollars in repair. (Photo: Samantha Hoffman, KUTV Reporter)HURRICANE, Utah (KUTV) — With confusion on whether they’d be at risk, many Hurricane homeowners did not have flood insurance, now battling checks for thousands of dollars in repair.Homeowner Elizabeth Lucas lives along 850 West in Hurricane. She says she first went to get flood insurance about a year ago after seeing...

With confusion on whether they’d be at risk, many Hurricane homeowners did not have flood insurance, now battling checks for thousands of dollars in repair. (Photo: Samantha Hoffman, KUTV Reporter)

HURRICANE, Utah (KUTV) — With confusion on whether they’d be at risk, many Hurricane homeowners did not have flood insurance, now battling checks for thousands of dollars in repair.

Homeowner Elizabeth Lucas lives along 850 West in Hurricane. She says she first went to get flood insurance about a year ago after seeing clogged drains from a rainstorm.

"I was told that it's excluded from my policy and that I'm not in a flood zone. And so in my mind, that meant I don't need flood insurance," Lucas said. "They could, could have said, 'There are flood insurances that you can purchase that will provide safety for your home, even if you're not in a flood zone.' So that would have been really helpful."

MORE | Hurricane Flooding

When monsoons hit Aug. 14, she watched the water take over her home, and lost flooring, cabinetry, beds and drywall.

"I wish I would've known the risks. I just didn't know," Lucas said. "I was relying on an insurance company to just know what was best for me and my family."

Utah Insurance Commissioner Jon Pike says the typical homeowner’s insurance doesn’t include flood coverage.

"If a flood really originates inside a home, like a pipe breaks, then that would typically be covered under your homeowner's insurance," Pike said. "But if that flood originates outside the home, then it's not."

He says it’s important to investigate a separate flood insurance policy.

"We have kind of a saying in the industry, if it rains where you live, you might want to consider having flood insurance," Pike said. "Even on any street, it may not even be close to a river or close to a hillside, some of these thunderstorms, these microbursts can happen, and you can end up with flood in your basement or flood in your home, floodwaters in your basement or flood in your home as a result of that, and that's not going to be covered by your typical homeowner's policy."

Pike says some homeowner’s insurance companies offer flood policies or private flood plans. More commonly used, there's a National Flood Insurance Program. Depending on if areas are in a floodplain, costs range from $500 a year to over $10,000.

"When there's been a flood, it very easily could be something that is noted by insurance companies and they could update their maps," Pike said. "You could see some increases."

While some insurance providers may drop coverage to an area more prone to floods, Pike says the National Flood Insurance Program allows people to still have coverage opportunities available, "but at what price?"

"That's the kicker, is depending on how high risk that property is, the premium could be very high," he said. "There will be coverage. It's just how much do you have to pay for it."

He added that as the national program and FEMA maps are updated, some premiums have gone up tenfold and become out of reach for many buyers.

Lucas asks individuals to do their research, insurance agencies to give clear information, and cities to ensure updated flood maps are easily accessible, with much of FEMA’s resources not up to date.

"[Flood insurance] is still expensive, but for us it would've been worth it," Lucas said. "It's far more expensive to replace all your furniture, all your carpets than just have a policy that would provide the coverage."

Pike says it is up to the individual to assess the cost of insurance and valuables and decide whether to get flood insurance, but there is a FAQ fact sheet by the Utah Insurance Department to assist decision making, linked here.

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